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What are your thoughts on low credit scores when it comes to renting and getting a job? How do you cash flow college if working part time and part time doesn't pay the bills? How do you stay disciplined enough to NOT spend your savings? Is the baby stuff worth hanging on to if we decide to have another baby? We are so behind on our bills, what can we do? Should we put a hold on our debt snowball and plan our wedding? Is a sinking fund a different type of an envelope for bigger expenses? Where is the quote from your sofa wall? Did your kids like the freezer meals?
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